Good day everyone and welcome to today’s post. It is hard for some seniors to know when they are being scammed. There are a few reasons for this which we will cover in more detail below.
People who commit these crimes are the lowest of the low. We should have no sympathy for those who partake in scamming seniors.
We must all do our part, family, friends, neighbors and professionals all need to be alert and watch over our seniors. Don’t expect law enforcement to be the only ones looking out.
They have limited resources and can not always protect you. By the time the police are contacted the crime has already been done… It’s to late!
Americans over fifty are prime candidates – Why?
The biggest reason is that we have $. Think about this from a scammer’s point of view…They know that many seniors own their homes, have retirement savings and are trusting.
Seniors were raised to have values, something which seems to be lacking today. The combination of trust, extra money and health issues make some seniors a sitting duck, it’s like shooting fish in a barrel for crooks.
They will play on a seniors emotions to trick them. Scammers may pose as part of a religious organization or pretend to be raising money for a good cause. Scammers are great at what they do!
If they would put the same effort into something legit, they probably would be very successful. They get off on this and enjoy taking your hard earned money.
So, how do “we”, protect elderly from scams? Notice how I chose the word we. There is power in numbers and we all have to do our share. We all need to be aware of scams and scammers.
This is achieved through education, it is always the key to solving a problem. I consider this to be a violent crime and one of the worst.
Scamming a senior can cause tremendous hardship and continued worry’s for the elderly. These criminals are like rats and hide in the dark.
We need to shine a light on them and expose them for what they truly are, ruthless terrible monsters!
Why the elderly fall for scams?
Unfortunately these scams often work. Scammers know that most elderly are not tech savvy, this opens up all kinds of new opportunities for these rats. They view seniors as naive or gullible.
Many seniors are lonely and are seeking purpose. Someone can take advantage of their kindness or generous nature and slowly convince a senior to give them money. Scammers can come in many forms. It could possibly be a family member, friend or even a church.
Here are some of the avenues that scammers use to take advantage of you.
- Credit card
- Home improvements
- Banking and wiring transfers
- Health products
A lot of times these crimes go unreported, and are hard to prosecute. These crimes can be devastating to a seniors life and leave them penny less. Crooks tend not to target the wealthy who can afford to fight them in a court of law.
Instead they go after low income seniors who are most vulnerable. They simply do not have the resources to fight back and scammers know this. Here is a sad fact. (More than 90 percent of all elder abuse are perpetrated by family members).
Conclusion: We all need to look out for the elderly. Many seniors are not able to know when they are getting scammed, which leaves them in a vulnerable position. We as a community have to stay one step ahead of the scammers.
This is accomplished by education and communication. Some seniors are left alone and have nobody to check on them. This loneliness creates opportunities for scammers to open the door and prey upon seniors who just want company.
Many seniors are embarrassed to report that they have been scammed. It is very sad that they have to feel this way. Family members tend to get upset and seniors do not want to feel like a burden.
When a scam finally gets reported to the police the damage has already been done. It is very hard to prove and prosecute a case. It is up to all of us to get involved in a seniors life. They took care of us when we were young and helpless and now it is our turn.
Community involvement and education is the key to help solve this horrible crime of scamming the elderly. Let’s protect elderly from scams and do our share to change laws, educate others and keep seniors safe.
Thank you for reading this post on “how to protect seniors from scams”. I would like to ask you for a favor. Leave us a comment. Maybe you have had an experience with a scammer.
Tell us what you could have done different or how you almost fell for their scam. This information can help out a senior. Problems are solved with good ideas and then action.
You may never know if your comment helped someone, on the other hand, you many save someone with your comment. There is power in numbers. These ideas can start a dialogue and that is the power of a simple comment. I will respond to all comments within 24 hours.
Dan, founder of seniorsafetyadvisor.com